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Quick and easy ways to sell your timeshare
Timeshares are a lucrative way of investing in property that you can own for a specific period. Investing in a timeshare opens up avenues for travel and affordable stay at exotic locations. But reselling the space is where it gets tricky, as the demand for these properties varies on factors like location and price. Here are some good ways to make a sale quickly: Go through an agent Real estate agents who specialize in buying and selling...
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finance
Check your eligibility for a reverse mortgage loan
In a regular mortgage, you pay the lender over a period to eventually own the home. In a reverse mortgage, the lender pays you as an advance towards the equity of your home. The amount is tax-free and you do not have to repay it as long as you live in the home.Here are the basic reverse mortgage eligibility criteria:AgeTo qualify for this type of mortgage, you need to be 62 years or older. Under...
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finance
5 tips to get $5000 loans with bad credit
Facing financial challenges with a less-than-ideal credit score can be daunting, but it's not impossible to secure a loan in such scenarios. While traditional lenders may be less inclined to lend to individuals with bad credit, alternative options are available. However, in such cases, one can be subjected to high interest rates and fees. Nevertheless, here are five tips to help borrowers obtain loans of about $5,000, even with bad credit. 1. Improve the credit score Although this...
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finance
Top 5 VA loan lenders
A VA loan is a benefit provided to veterans, military personnel, and their spouses, wherein they can become homeowners. They are exempted from paying the down payment or any mortgage insurance. Private banks and mortgage companies provide these loans. A large number of options makes it challenging to select the right provider. Therefore, we have put together a list of the five best VA loan lenders of 2021. Here are some of the best VA loan...
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finance
Top debt settlement companies you need to know about
Debt settlement is one of the most viable solutions for people who are not able to repay their debts or who don’t want to file for bankruptcy. Even though debt settlement comes with a considerable amount of risks, it is quite a helpful solution that takes care of your immediate needs when you are in a financial rut. In this article, we will talk about the top 10 debt settlement companies that you can choose...
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finance
Eligibility criteria for a reverse mortgage
A reverse mortgage allows senior homeowners to monetize the equity in their homes. The money may be used to meet financial requirements post-retirement. Such a mortgage is available to people aged 62 years and above. A reverse mortgage provides tax-free cash with no monthly installments.However, stringent guidelines and rules apply to reverse mortgage loans. The most common type of reverse mortgage is the Home Equity Conversion Mortgage (HECM) provided by the Department of Housing and...
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finance
3 ways to get money with a bad credit score
Getting a loan is a complicated process, and with a bad credit score, the process becomes even more stressful. However, there are some ways to get a loan despite a bad credit score. There are some tips one can follow to improve one's chances of approval or reach out to some online lenders who offer loans to people with bad credit scores. That said, here are three ways individuals with bad credit scores can obtain...
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finance
5 key things to know before purchasing final expenses
Final expense insurance or burial insurance allows the policyholder to cover the expense of their own funeral service. It is an important financial tool that offers coverage for both burial and cremation. Funeral services can get expensive, and this is one way of ensuring that family members do not have to worry about it should the time come. There are some must-know details to explore before purchasing final expense insurance, and these are listed below: ...
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