Debt settlement is one of the most viable solutions for people who are not able to repay their debts or who don’t want to file for bankruptcy. Even though debt settlement comes with a considerable amount of risks, it is quite a helpful solution that takes care of your immediate needs when you are in a financial rut. In this article, we will talk about the top 10 debt settlement companies that you can choose from.

Accredited Debt Relief

Accredited Debt Relief helps you eliminate the debt by allowing you to pay less than what you owe. Some of the main features of opting for this company include flexibility in the types of unsecured debts and debt resolution within 12 to 60 months.

DMB Financial

This company is a great option for a host of unsecured debts, and even to settle the debt accumulated due to credit cards. The resolution period ranges from 36 to 48 months. It was founded in the year 2003, and is one of the best companies to consider when you want to restructure your debt.

Pacific Debt Inc

Founded in the year 2002, Pacific Debt Inc. is one of the top 10 debt settlement companies. Their debt restructuring program spans between 24 to 48 months. They also charge 15%-25% fees for the reduced debt and have accreditations from IAPDA and AFCC.

Freedom Debt Relief

Freedom Debt Relief has its headquarters in California and was founded in the year 2002. One of the reasons why it is one of the top 10 debt settlement companies is because it covers different unsecured debt such as medical bills, unsecured personal loans, credit cards, and a lot more. Additionally, this company offers free evaluation to its consumers, conducted by a certified consultant.


CuraDebt offers a fantastic savings average at a rate of 40% after fees. For certain cases, this company may also help sort business debt on top of significant unsecured debt. It also may help people who have low debt. It was incorporated in the year 2000 and its services are available in 37 states.

New Era Debt Solutions

One of the best reasons to pick this company for debt settlement is that it has a much shorter time than any of its contemporaries. The average time that this particular company takes for debt resettlement is about 27 months. Additionally, its fees are much lower than many of the competitors who charge around 15%. It also offers quite a high average debt reduction rate of about 44%.

There are plenty of other entities that you can consider, which make it to our list of top 10 debt settlement companies, such as:

  • Donaldson Williams
  • SoFi
  • National Debt Relief
  • Prosper

The aforementioned list will surely help you decide on the best option. Consider your options carefully and compare the different criteria before finalizing the best choice for yourself. Make sure to choose a provider who follows and offers complete transparency in their operations.