3 mistakes to avoid while applying for disability benefits

3 mistakes to avoid while applying for disability benefits

Disability benefits include extensive financial assistance that covers the cost of living for people who cannot earn the same due to their disability. Navigating the application process for disability benefits can be challenging due to the series of benefits involved. Without proper guidance and research about the application process, individuals may make errors like incomplete documentation and misunderstandings regarding the eligibility criteria. Here are a few such mistakes to avoid while applying for disability benefits.

Not checking the status of the claim regularly

Once a claim is made, it takes some time for the documents to be verified and the application to move forward. During this waiting period, applicants need to constantly check the status of their claims to track progress and rectify any mistakes made during the application process. Doing so enables applicants to make corrections to their applications as soon as possible.

Sometimes, the Social Security verification offices lose the paperwork sent to them and reject applications for this reason. To stay on top of such situations, people must contact their local Social Security offices regularly to communicate with their claims examiner to confirm whether the verification process is going smoothly or if there are any issues.

Exaggerating one’s disability

Sometimes, applicants unnecessarily worry that their disability might not be perceived as severe enough, which is a common mistake. It may sometimes result in them exaggerating the impact of their health condition to secure the benefits by any means. For instance, suppose an individual brings a cane or wheelchair to the hearing before the administrative judge even though they don’t use such an assistive device. Once the judge examines the device and finds out that it is not worn out enough, implying a lack of daily usage, the applicant loses credibility and, ultimately, the chances of getting disability benefits due to unnecessary lies and exaggeration.

Ignoring the doctor’s advice

Applicants must provide solid proof to support their disability claims and qualify for benefits. Regardless of the severity of one’s disability, it is important to have a healthcare professional’s official approval stating that the individual cannot work and earn to support themselves and their families due to their condition, as only this will complete the authorization process. Following the advice of healthcare professionals to obtain this paperwork with utmost accuracy and credibility is crucial for completing the authorization process smoothly and efficiently.

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