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4 lesser-known VA benefits for seniors

4 lesser-known VA benefits for seniors

Veterans do more than risk their lives to serve the country. As a souvenir of their years of service, they need more than just financial assistance to establish their life after returning. A VA provides numerous benefits to ensure seniors receive the support and assistance to succeed in their daily lives. It also has many other benefits besides financial aid and is often less explored. Read on to learn more about the lesser-known VA benefits.

Mortgage assistance
Dealing with home loans and mortgages can be complex for an older veteran. To ease this, various options help make the process easier. Private lenders offer the VA home loans, with the VA guaranteeing a part of the loan. It is also known as the VA’s Home Loan Guaranty Benefit. The program encourages private lenders to offer veterans affordable loans and favorable terms. One can use the benefit to purchase a new home or refinance their existing home loan, or it can be reused to purchase another property. VA mortgage assistance is also beneficial since it does not require a down payment or propose competitive interest rates.

Business assistance
For seniors who wish to start their entrepreneurial journey, the VA has several resources and benefits they can make the most of. For example, the Office of Small and Disadvantaged Business Utilization is set up to help older veterans have better access to economic opportunities. It also helps with finding funding, securing contacts, and starting businesses. The Small Business Administration can also help veterans establish their businesses.

Life insurance
The VA offers life insurance options to help veterans and their dependents find peace of mind. The insurances include Veterans Group Life Insurance, Servicemembers’ Group Life Insurance, Service-Disabled Veterans Insurance, Family Servicemembers’ Group Life Insurance, and Veteran’s Mortgage Life Insurance. Each policy holds varied benefits for the veteran and might even offer extended coverage in case of accidents.

End-of-life benefits
The VA assists with services like funerals and burials for senior veterans. These benefits also include several other end-of-life benefits. The VA aims to help older veterans and ensure their service and honor are not forgotten. Veterans who want to be buried in a national cemetery are entitled to a grave site, perpetual care, a burial flag, a presidential memorial certificate, and a government headstone. These benefits may also extend to the veteran’s dependents.

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